Welcome to Valuplus Benefits

Valuplus Benefits is a flexible, low cost benefit plan that can be tailored to satisfy your unique needs. It was created by local entrepreneurs who envisioned small business owners enjoying the same benefits and pricing that large companies have enjoyed for years. By leveraged volume purchasing and the strength of our insurer relationships, we created a program that offers:

  • Immediate savings
  • Sustainable pricing, and
  • Is backed by the advice & counsel of local benefit specialists.

Why Valuplus Benefits

In a word……experience! BGM Financial has been helping individuals, employees and small businesses secure their futures with cost-effective, comprehensive products and programs since 1973. Our understanding and depth of knowledge of the group benefit and insurance industries are widely known, as is our reputation for integrity, confidentiality and commitment to our clients.


Valuplus Benefits offers you a real opportunity to control rising benefit costs. It was created to help you maintain a quality benefits program at a time when benefit reductions appear to be the norm. Find out how our services can benefit you.


Your privacy is important to us.  We do not share your personal information, in whole or in part, with any third parties. Such information is used to generate pricing with our insurance partners, and is maintained in our secure database for communication purposes only.


Valuplus is dedicated to providing you with the right coverage and will save you money. Contact us today to find out how we can customize a plan that is right for you!

Affiliated With

BGM Financial is an independent insurance broker, specializing in Group and Individual Insurance and Investment Services. We provide unbiased advice and guidance based on a consultative approach and on our decades of experience sourcing the right product at the right price. Our reputation has been built on our ability to design, implement and administer a broad range of insurance and employee benefit programs for groups and individuals.

THE WINCH GROUP INC. is a Benefits Consulting Firm specializing in Employee Benefit and Retirement Programs. We focus on advising and assisting our clients in the implementation and review of their benefit programs, with special attention given to better communications and enhanced services.

Synergy Benefits Consulting is built on the expert knowledge and experience of founder and lead consultant, Wayne Farrow, with multi disciplined specialists offering expert advice to large multi national firms and small business owners alike. Synergy Benefits offers much more then traditional “broker” services. They offer value to help attract and retain valued employees and keep organizations healthy, including employee retention, recruiting, benefits and compensation.

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